Do you struggle week after week trying to make ends meet? Are you constantly without things you really wish you could afford? Well, I have some possible and practical solutions for your dilemma:

1. TIPS TO HELP INCREASE YOUR BUDGET.

There are plenty of ideas you could adopt to help your hard-earned money buy more than it ever could before (or so it seems!)

Do you take your lunch to work? You could save $15-$25 a week by packing it yourself. You would have to make it interesting so that you are not tempted to go buy something else.

Make your lunchbox food, and your children’s, instead of buying things. It’s much cheaper and often tastier! Start making cakes, cookies and slices etc. If you have a bread maker, make homemade bread and rolls for the kids. Have them design their own shapes, they will love it. If you add up the costs of cookies, cakes, muesli bars, etc. purchased, you’ll find this could be a big savings and considerably better for you. It’s just a training and prioritization exercise, you can do it if you really want to save money.

· Do you go out to dinner regularly, or do you have coffee or dinner in a cafeteria? Why not consider having friends over or going over to their house for tea or a night out? Play games, watch a video, whatever. This would be a lot of fun but more importantly MUCH CHEAPER. A video rental for $7 compared to all of you paying $12 each to go to the movies. A meal out can easily run $70 for 2 people, and that often doesn’t include drinks. You could have a big dinner for that, and share it at friends’ places for everyone to cook and rest, plus share the costs.

· Menu planning is a great way I’ve found to reduce my weekly grocery bill. Menu planning involves deciding at the beginning of the week what you will eat EVERY night (and day) that week. Include a couple of pasta dishes or cheap dishes like tuna mornay or whatever. Determine what ingredients you’ll need for all of these meals, and then only buy those items. You’ll find that you won’t waste and buy items ‘on the spur of the moment’. This could also save you $20-$50 a week (depending on your family and tastes, etc.)

If you put your mind to it, I’m sure you’ll come up with many more ideas of HOW you could make your income go further.

2. If your belt is as tight as possible and you really can’t find any area of ​​your life where you can spend less, then maybe you could try increasing your income. I also don’t mean asking your boss for a raise. There are many ideas to earn extra income at home, for example home business ideas or running your own internet business. Both ideas are cheap and easy to get started, you just have to know how and where. I won’t go into details here, you may want to follow some of my other articles later.

Saving more money or earning more income alone will NOT make you richer. What you do with that savings or extra earnings is what will set you apart from the norm and help you get ahead in life.

Based on my own experience, I have found that investing in real estate, particularly CASH FLOW POSITIVE real estate, is the best and safest way to get ahead and stay ahead.

Before you think ‘I can’t do that, only rich people can invest in property’, then I want to tell you that ‘ANYONE CAN INVEST in CASH FLOW POSITIVE property’. You just have to know how (see other articles of mine).

How much could we estimate you could save each week based only on the suggestions at the beginning of the article?

$15 (lunch to go)

$10 (lunch box kitchen)

$30 (check out)

$20 (cheapest menu planning-store)

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$75 (POTENTIAL SAVINGS)

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Now, what’s one productive thing you can do with this savings to help you really grow your wealth and get out of the ‘rat race’?

SOLUTION: INVEST IN PROPERTY WITH POSITIVE CASH FLOW.

The changes you’ve made to your budget will get you the deposit in no time, plus your extra profit (if you made any!). After that, the tenants will pay the mortgage for you (assuming you have positive cash flow). You also have some money left over from your best budget that you could put towards a mortgage, or better yet, save for another deposit on another property.

Before you invest in real estate, I encourage you to educate yourself so you really know what you’re doing. If not done correctly it could be expensive, but if done correctly it will set you up for the rest of your life.

I hope you have found this article stimulating and encouraging. You can change your current circumstances if YOU CHOOSE. I hope this has given you some positive ideas on HOW.