When you are in the middle of a foreclosure, it often seems and feels like the bank that holds your home loan is the last place you would look for foreclosure help. But the truth of the matter is that the bank does not want your house. It’s a big hassle for them trying to get their money back through foreclosure. They would rather help you keep your home.

If you’re already in foreclosure, chances are some damage has already been done to your relationship with your bank. But the best thing to do right now is to start talking to them. You are not going to get foreclosure assistance from them if you do not show some willingness to work with them.

So how can you get foreclosure assistance from your bank? Be willing and able to show them that you really want to keep your home. This will require persistence and possibly some money up front.

You will need to call them and you should keep calling them until you find someone you can talk to who is willing to work with you. And if you don’t get a response from them in a day or two, keep calling. Persistence on your part shows the bank that you do, in fact, want to save your home.

If possible, find a way to raise some money to save your house. If you go to the bank with some money in hand, they are more likely to be more willing to work with you and more willing to work with you.

The foreclosure assistance that your bank will offer you will mean some kind of financial settlement. This will mean you will need to submit a hardship letter, paperwork, and much of your financial information. Banks differ in what they require, so make sure you have a complete list of everything they need. This will save you time, money, and hassle in the long run. If you can give them all the documentation they need at one time, you can talk to them about the options they can offer you beforehand.

When you are offered a training plan, keep an open mind but also make sure to ask lots of questions. You must understand exactly what it is you are agreeing to.