How to use payment options on eBay

eBay offers a variety of different payment options to make buying products online much easier. However, each provider has the option of accepting whichever form of payment they choose. So even if you can only pay by check, the provider may not allow it.

You’ll also want to check for any hidden or added fees associated with the item. Some items may require you to pay shipping and handling, while others will not. Fragile goods insurance may also be something worth considering. These are the most typical forms of payment options on eBay.

Paypal account:

This might be the most popular and used selection among eBay buyers. PayPal is actually owned by eBay and integrates all of their payments to make it easier for the eBay buyer. Once you sign up for a PayPal account, you can add a bank account to add funds or pay with most major credit card companies.

When you’re verified by PayPal, you’ll have a little tick next to your username to let vendors know and trust the payment source even more. When both the seller and the buyer have PayPal, the payment transaction is completed instantly and the money will appear in the seller’s account, usually in just a few minutes.

PayPal accounts are free to sign up and only take a few minutes to do. However, adding a bank account may take a few days to process.

Major credit cards:

If you don’t have a PayPal account, don’t worry, eBay accepts most major credit cards. This can offer some additional protection to the buyer in the event that an item breaks or doesn’t work.

Check:

Personal checks are another way to offer payment to the provider. The problems with checks are that not all vendors allow them and most will not ship the item until after your check is received and cashed. This means that the entire transaction process will take much longer and can be dangerous if your checking account balance is low.

Other Forms of Payment:

eBay also exempts money orders, cash on delivery, and a more secure form of escrow service. Protect yourself as much as possible when buying items on eBay. You’ll want to make sure the provider is trustworthy and has a good rating.

If you’re not sure, do some research and ask. eBay is a giant community full of helpful people and easy to use tutorials. If you still need help, please submit a support ticket and ask for help.

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